Monday, December 20, 2021

How to Diversify Investments in Cryptocurrencies

 


Currently, the number of coins registered on Coinmarketcap is 8410 coins. Although many of them are dead or stagnant and are not widely traded in the market. From the number of cryptocurrencies listed on Coinmarketcap we have to divide the investment into several portions that are most appropriate for diversification.


The Purpose of Diversifying Investment in Crypto
The main purpose of diversification is to protect crypto from the effects of market price fluctuations. If we invest in several cryptocurrencies, when one crypto goes down in price the other crypto will go up in price, thus avoiding big losses. For newcomers, of course, it will be difficult to choose investment instruments in the very large number of crypto markets, so it will be difficult to determine the combination of crypto for their investment portfolio. Here are some ways to diversify that you should try:

Diversification based on Total Capital (Money).
The amount of capital is very important to determine diversification as a first step, how many coins we should hold according to the amount of capital. If we only have less than $20,000 we should only invest in one or two cryptos, with the proportion of 60% and 40%. and if we have more than $50,000 we can invest in more than 3 crypto and maximum 5 crypto, I think too much diversification is also not profitable.

Diversificaton By Percentage
Assuming you have more than $50,000 in capital, this percentage will adjust your investment diversification to suit your needs and risk preferences as an investor.

1.Portion 50% to 60%
Use about 50%-60% of capital on blue chip crypto (Bitcoin and Ethereum). In managing crypto investing diversification, these two assets should account for 50% to 60% of your crypto portfolio. Bitcoin (BTC) and Ethereum (ETH) are the 2 largest cryptocurrencies by market cap. Both have established themselves as the 2 most valuable digital assets in the market to date. That is why, these two cryptocurrencies receive most of the inflow of new investors in the digital asset market. Moreover, various predictions made by professional analysts say that both trends will continue to rise in 2022.
Meanwhile, the division of ownership of Bitcoin and Ethereum must be in accordance with your beliefs and risk preferences. Generally, Bitcoin amounts to more than Ethereum.

2. Portion 30% To 40%
This second portion is intended to invest in intermediate cryptos under Ethereum such as Binance coin, Solana, Cardano, Terra, Litecoin, Avax etc. Around 30% to 40% in your investment portfolio should be used for these Altcoins. The Top 25 Altcoins have managed to prove themselves as cryptocurrencies with a potentially bright future. However, in diversifying crypto investments, you should still be careful, because this group has higher volatility than Bitcoin and Ethereum. Why choose cryptocurrencies in the top 25 rankings? Because, these cryptocurrencies will often be looked at by financial institutions and Hedge Fund Managers as instruments with high ROI, rather than other investment instruments such as Forex, Stocks, Stock Exchanges, and Bitcoin. Altcoins are generally considered to be still immature and still well on their way to reaching the pinnacle of their goals. Thus, its maximum potential has not been fulfilled and can still be used to take advantage by buying strategies at low prices.

3. 10% portion
You can invest 10% of your total capital in newly issued tokens and start trending on Coinmarket and social media, but it's best to learn before buying or investing in its functions, benefits, and risks. This way, you can be sure that the token has a high potential to successfully attract market attention, and to make a profit in the short term.



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